Privacy Policy & SMS Communications Notice

1. Introduction

Stability First Financial Group, LLC ("SFFG," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy describes how we collect, use, and protect the personal information you provide to us through our website, contact forms, and SMS communications. By using our website or submitting your information, you agree to the terms of this Privacy Policy.

2. Information We Collect

We may collect the following types of personal information:

• Full name
• Mobile phone number
• Email address
• State of residence
• Information about your insurance needs and coverage interests
• Any other information you voluntarily provide through our website forms or communications

3. How We Use Your Information

We use the information we collect for the following purposes:

• To contact you regarding your insurance coverage inquiry
• To schedule and confirm consultations or appointments
• To send you relevant information about life insurance products and services
• To follow up on leads and service requests submitted through our website
• To send SMS text messages for appointment reminders, coverage updates, follow-up communications, and promotional information related to our services
• To comply with applicable laws and regulations
• To improve our website and services

5. Sharing of Information

We do not sell, trade, rent, or share your personal information or phone number with third parties for their own marketing purposes.

Your information may be shared only in the following limited circumstances:

• With service providers who assist us in operating our business and communicating with you (such as our CRM platform), who are contractually bound to keep your information confidential
• As required by law, regulation, or legal process
• To protect the rights, property, or safety of SFFG, our clients, or others

We do not share your opt-in consent or phone number with any third party for SMS marketing purposes.

6. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, comply with our legal obligations, and resolve disputes.

8. Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your personal information, subject to applicable legal requirements
• Opt out of SMS communications at any time by replying STOP
• Opt out of email communications by using the unsubscribe link in any email we send

9. Cookies and Website Analytics

Our website may use cookies and similar tracking technologies to improve your browsing experience and analyze website traffic. You may disable cookies through your browser settings, though doing so may affect website functionality.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites and encourage you to review their privacy policies.

11. TCPA Compliance

Stability First Financial Group, LLC complies with the Telephone Consumer Protection Act (TCPA). By providing your phone number and consenting to receive SMS messages, you acknowledge that you have read and agree to our SMS communications terms as described in Section 4 of this Privacy Policy.

12. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website after any changes constitutes your acceptance of the revised Privacy Policy.

13. Contact Us

If you have any questions about this Privacy Policy or our SMS communications practices, please contact us: